Equity Plus Savings Calculator

Start My Enrollment

How Does The Program Work?

By enrolling in the Equity Plus Program, you authorize us to electronically deduct a portion of your loan payment from your designated checking or savings account with every paycheck. If you receive your salary biweekly, we will collect one-half of your regular monthly payment, along with a small transfer fee, every other Friday, synchronized with your pay cycle.

The biweekly debits accumulate to 26 half mortgage payments, equivalent to 13 full mortgage payments in a year. The 13th payment is applied directly to the principal balance of your loan, helping you save money in interest and reducing the term of your loan. Moreover, if you desire even greater savings, we can customize a program to expedite your loan payoff, potentially saving you thousands of dollars in interest. Additional funds collected by Equity Plus (minus the start-up fee) are directed toward reducing your principal balance, ensuring faster loan repayment.

About Our Comapny

Tailored, Tried, and True

With our suite of Tailored Mortgage Alternatives®, our family of companies has assisted over 1 million homeowners in achieving their financial goals.

Who We Are

Testimonials

What Our Clients are Saying

Hear success stories from our satisfied customers and discover our commitment to exceptional service. Join us at EquityPlus on the path to homeownership.

  • Peace of Mind

    “Great company, everyone is very professional! Using their services allowed me peace of mind knowing my mortgage payments were being made on time.”
    Denise B

  • Very Knowledgeable

    “Very helpful and professional. Appreciate the quick work. Very knowledgeable about my account and making updates.”
    Ruth W

  • Effectively & Quickly

    “Great customer service and support!
    They also helped me pay down my mortgage effectively and quickly with the bi-weekly payments.”
    Torrance C

  • Excellent Customer Service

    “I have been using them for about 7 years and they have been amazing. I highly recommend them. My payments are always on time and they have excellent customer service.”
    Tasha C

  • Godsend

    “They’ve been a godsend. I make 13 payments a year without thinking about it but if I need to skip one of the extra payments, I make a phone call to them and they take care of it. I LOVE this company and the benefits they provide.”
    Lamar F

  • I Stuck with Equity Plus

    “I started using Equity Plus because my bank would not allow me to make extra payments at the time. When they did, I still stuck with Equity Plus. 12 years later house paid off and it was working with Equity Plus. They helped set up payment plan to reach early payoff goal.”
    Andrea P

For Over 40 Years

Since 1982, Equity Plus has been changing the way Americans repay their mortgage. With over 40 years of experience, we have established ourselves as a reliable and trustworthy company. Count on us to provide innovative solutions and personalized guidance as we help you navigate your mortgage journey.

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We Are Here To Help

Contact our knowledgeable mortgage experts today to receive personalized guidance. We are here to help you every step of the way.

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Talk to an agent

Talk with us directly. Give us a call today for personalized assistance and expert guidance.

Call: 1.800.251.1315